Everything your circle runs on.

Your njangi as a real object in a real system, instead of a spreadsheet tab and a group chat.

• Create a circle with a name and a shareable link
• Three roles — admin, treasurer, member — with permissions the product enforces
• Hand ownership to someone else without losing any history
• Archive a circle that's finished, keeping its record intact
• Belong to several circles and switch between them in a click

Three ways in, because a circle of twelve rarely joins the same way.

• Email invitations with encrypted links that expire after fourteen days
• Renew or revoke an invitation that's gone stale
• See whether an invitation was delivered, opened or bounced
• A join code for people you'd rather send a code than an email
• Request-to-join, when you want to approve each person yourself

A member directory that answers the questions a treasurer actually gets asked.

• Full roster with role, status and join date
• Separate views for admins and members — people see what concerns them
• Search and page through large circles
• An activity trail recording every change to the circle: who, what, when
• Records are appended, never rewritten — nothing is quietly edited away

The part that has to be right before any money is involved.

• Multi-factor authentication with an authenticator app, and recovery codes
• Required for admins and treasurers — not a setting they can skip
• Sensitive actions ask you to confirm again, even mid-session
• See every session and device on your account, and end any of them
• A personal security timeline: sign-ins, changes, everything
• Change your email, deactivate, or delete your account yourself

The shape of your njangi, written down once so nobody has to remember it.

• Set the contribution amount, the cycle length and how many cycles a round runs
• Arrange the payout order by hand, or draw it at random
• Everyone will see when they pay and when they're paid, from the day the round starts
• Changes after a round starts will need approval, and will be recorded

One record, shared by everyone, that nobody can quietly change.

• Every contribution, payout and correction will be an entry that stands permanently
• Corrections will be added as new entries, never as edits to old ones
• Treasurers will be able to record contributions collected outside Takentu — so a circle can keep using Zelle and still keep a real ledger
• Each member will see their own standing, and how the circle is doing overall

Between members' own bank accounts. Not into a wallet.

• Members will connect the bank account they already use
• On each close date, contributions will be collected automatically
• The pooled amount will go to whoever's turn it is
• Failed or returned transfers will be surfaced to the treasurer, not silently swallowed
• US first, then the UK, France and Belgium

So the treasurer stops being the reminder.

• Nudges before a contribution is due, and after it's missed
• A notice when a contribution arrives, and when a payout goes out
• Everyone chooses what reaches them, and how

The answer to "what have I paid in this year?" in one tap instead of two hours.

• Member standing and year-to-date totals
• A full ledger for any round or cycle
• CSV and PDF exports for your records or your accountant

One subscription for the circle, not twelve.

• Pricing to be announced — we'll publish it before billing starts
• Invoices and receipts an admin can download
• Nothing is charged today — billing isn't switched on yet